Full Careers
Need help on paying a career training loan.?
I WANT TO CONSOLIDATE LOAN. NO HELP, DUE TO THE TYPE OF LOAN. NO ONE WANTS TO TOUCH IT. I'M BASICALLY TRAP. I FINALLY GOT A JOB. BUT DOSEN'T PAY ENOUGH. MY MOM IS SICK. I DON'T HAVE NOBODY TO TURN TO. SALLIE MAE IS NOT GIVING ME A BREAK. MY LOAN IS ABOUT TO GO IN DEFAULT. THEY WANT $400. A MONTH. I ONLY CAN DO $150. PLEASE HELP ME, IF YOU CAN. I DON'T KNOW WHAT TO DO. IF IT WAS A GOV'T LOAN I WOULDN'T HAVE THIS PROBLEM. THE DAMN PRIVATE LOAN!!!! THATS WHAT I GET FOR TRYING TO GET A EDUCATION. TO BETTER MYSELF AND MY FAMILY. I'M A FAILURE!!! THANKS FOR READING MY STORY AND THANKS FOR THE HELP. I TRY TALKING TO SALLIE MAE BUT THEY JUST WANT THEIR MONEY. I DON'T NEED A LOAN. I NEED THEM TO GIVE ME TIME AND LOWER MY MONTHLY PAYMENT.
Public Comments
- You need to talk to your loan officer and consult a debt counselor immediately. Don't get your loan go into default, or you will get an abysmal credit rating which will affect your ability to have a car, house, another loan, etc. You can negotiate down your monthly payment based on your income and family issues. Keep on it and don't stop paying whatever you do! Even if it is only a quarter of what it should be, it shows you are paying, and should you go to court it shows you are not a dead-beat.
