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I have bad credit and want to apply for a career development loan to fund vocational course fees?

I have really bad credit - lots of defaults. Am 28 unemployed on benefit; and already have an undergraduate and postgraduate degree. I have finally found my dream course (vocational 1 year full time). I really want to do it but can't figure out how to pay for it. Given my bad credit / unemployment status..do i have any chance of securing a career development loan? thanks every1!!

Public Comments

1. If the course code ends in a "V" then you should be able to get the course for free as it's vocational and you are unemployed, but the best thing to do would be go and ask your job centre for an interview and tell them why, they should be able to help. your bad credit should not matter, unless you owe money to the student loan people and it would only matter if you were asking them for any money.
2. Show me someone who dosn't have bad credit. Everone does and if they don't they are either very rich or very cleaver. Don't worry I am sure someone will be able to help, ask at the college or uni that you want to attend and they will be able to point you in the direction for a loan.
3. The best thing you can do is to speak to the people who deal with the eligibility requirements, you can call the CDL Information Line on 0800 585 505. They will be able to inform you whether you will be able to receive support. The general requirements do not mention anything about credit, you can check them out at www.lifelonglearning.co.uk/cdl/